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256 articles
26 February
by Pension Consultants, Inc.
We believe emergency savings accounts within 401(k) plans are one of the most significant developments in recent years to help close the savings gap and improve the financial security of the American workforce.
READ MORE19 December
by Pension Consultants, Inc.
As we turn the page on 2023, in our latest article, we looked back at some of the industry-defining news that made its mark on the retirement world in 2023. Read on for our top stories of the year.
READ MORE08 September
by Pension Consultants, Inc.
For a fiduciary committee responsible for assessing a plan's costs and prioritizing participants' best interests, every fee carries weight. With managed accounts, the extra charges can be a substantial detriment to participants’ retirement readiness.
READ MORE25 August
by Pension Consultants, Inc.
401(k) Participant Managed Accounts are Not as Customized as Sellers Would Make It Seem. It is our view that, under the best circumstances, managed accounts offer true benefits to only a few plan participants who have specific and unique circumstances. However, for the majority of participants, these accounts are likely to resemble Target Date Funds (TDFs), with the added drawback of higher fees and potentially lower returns.
READ MORE02 August
by Pension Consultants, Inc.
Over the last several years, there has been a growing trend of plan advisers and recordkeepers aggressively selling Participant Managed Accounts in employer-sponsored retirement plans.
READ MORE29 June
by Dan Schuler
PCI takes a deeper look at one critical, yet often overlooked, resource that can help 401(k) fiduciaries feel comfortable and confident navigating the rules of their retirement plan.
READ MORE18 May
by Pension Consultants, Inc.
The recently launched Portability Services Network (PSN) is one potential solution. (link to PSN website) The PSN is a digital hub connecting retirement plan record keepers and plan sponsors aiming to reduce cash outs by introducing auto portability for employees leaving their job with a balance under $5,000.
READ MORE17 April
by Pension Consultants, Inc.
Pension Consultants, Inc. is excited to be featured on NAPA’s 2022 ‘Top DC Multi-Office Advisor Teams’ ranking! Based on the asset sizes of those who submitted to be included on the list, we are very proud to be among the top 20 advisers in the nation and the largest DC adviser based in Missouri.
READ MORE22 February
by Pension Consultants, Inc.
Congress just passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2022. . There are many provisions in the new legislation relating to employer plans that fiduciaries should be aware of. Here are the key takeaways you should keep on your radar...
READ MORE10 June
by Pension Consultants, Inc.
08 June
by Pension Consultants, Inc.
26 May
by Pension Consultants, Inc.
17 May
by Pension Consultants, Inc.
05 April
by Pension Consultants, Inc.
30 March
by Pension Consultants, Inc.
18 February
by Pension Consultants, Inc.
Speak with an adviser who can evaluate your plan in the three critical areas.
Understand how your current plan is performing.
Learn what you can do to improve your plan’s performance.