The 10th edition of PCI’s ILPS report analyzes nearly 5,000 defined contribution plans from 2022, comparing active 401(k) investment lineups to all-index benchmarks.
PCI’s 401(k) Investment Lineup vs. Passive Scorecard answers the question ‘Do 401(k) investment lineups outperform all-index lineups?’
PCI holds a unique position that the added investment performance from successful manager selection makes a significant difference to participants’ ability to retire. When returns from active managers outperform index benchmarks, the participants receive that added value in retirement readiness. Contrarily, participants pay when investment managers underperform.
Fiduciary committees have many important obligations to their participants. Among those, selecting and monitoring your plan’s investment options is one of the most vital. In our latest blog, we take a look at how committee investment decisions can impact participant retirement readiness.
PCI’s 401(k) Investment Lineup vs. Passive Scorecard answers the question ‘Do 401(k) investment lineups outperform all-index lineups?’
For a fiduciary committee responsible for assessing a plan’s costs and prioritizing participants’ best interests, every fee carries weight. With managed accounts, the extra charges can be a substantial detriment to participants’ retirement readiness.
401(k) Participant Managed Accounts are Not as Customized as Sellers Would Make It Seem. It is our view that, under the best circumstances, managed accounts offer true benefits to only a few plan participants who have specific and unique circumstances. However, for the majority of participants, these accounts are likely to resemble Target Date Funds (TDFs), with the added drawback of higher fees and potentially lower returns.
Over the last several years, there has been a growing trend of plan advisers and recordkeepers aggressively selling Participant Managed Accounts in employer-sponsored retirement plans.
There’s a breakthrough in how to evaluate the performance of Defined Contribution retirement plans. The new PCI Rᴇᴛɪʀᴇᴍᴇɴᴛ Pʟᴀɴ Pᴇʀғᴏʀᴍᴀɴᴄᴇ Rᴇᴘᴏʀᴛ™ brings the missing number to an
Committees Must Manage 401(k) Plans Better: Here’s How We are excited to see an article by PCI Founder & Chairman, Brian Allen, CFP® featured in
Good news in this tumultuous year! There’s a breakthrough in how to evaluate the performance of Defined Contribution retirement plans. The new PCI Rᴇᴛɪʀᴇᴍᴇɴᴛ Pʟᴀɴ Pᴇʀғᴏʀᴍᴀɴᴄᴇ
Brian Allen, Founder and Chairman of Pension Consultants, Inc. (PCI), was recently featured in the InvestmentNews blog Outside-IN article, “The danger of focusing on retirement
John Wooden once said “Don’t mistake activity with achievement.” Sadly, in the retirement plan industry, activity-based metrics have been the norm for measuring a plan’s
As a fiduciary, what you want most is confidence that you’re providing your employees with a good retirement plan. And, we know that a good
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