— Federal Reserve System’s “Report on the Economic Well-Being of U.S. Households in 2023 – May 2024”
— Federal Reserve System’s “Report on the Economic Well-Being of U.S. Households in 2023 – May 2024”
In all other aspects of business, you set clear goals, assign responsibility, and track relevant KPIs to monitor progress. Your 401(k) plan should be managed with the same level of precision and accountability.
If managed correctly, your 401(k) can get employees on track for retirement.
At PCI, we believe it should.
In all other aspects of business, you set clear goals, assign responsibility, and track relevant KPIs to monitor progress. Your 401(k) plan should be managed with the same level of precision and accountability.
If managed correctly, your 401(k) can get employees on track for retirement.
At PCI, we believe it should.
Retirement Readiness is Based On
Contribution levels, investment performance, and plan fees determine if someone is on track for retirement.
Chances are you’re already provided with reports addressing these areas. So, why aren’t more of your workers prepared for retirement?
It’s likely because no one is directly responsible for the goal. As a result, the KPIs you’re provided may not be aligned. That can leave you feeling like everything is great when, in fact, the real goal of the plan is falling short.
Contribution levels, investment performance, and plan fees determine if someone is on track for retirement.
Chances are you’re already provided with reports addressing these areas. So, why aren’t more of your workers prepared for retirement?
It’s likely because no one is directly responsible for the goal. As a result, the KPIs you’re provided may not be aligned. That can leave you feeling like everything is great when, in fact, the real goal of the plan is falling short.
At PCI, we don’t just manage your 401(k) plan—we take ownership of its performance and results. Our accountability means you can have confidence that your plan gets your employees on track for retirement.
At PCI, we don’t just manage your 401(k) plan—we take ownership of its performance and results. Our accountability means you can have confidence that your plan gets your employees on track for retirement.
We believe transparency creates accountability and accountability creates results. That’s why we track our performance for each of our clients and publish our results.
of PCI clients’ contribution levels are on track to replace 70% or more income in retirement.1
of PCI’s client investment lineups outperform an all-index lineup.2
of PCI client fees paid by the plan are below the 50th percentile for plans of similar size.3
As of 6/30/2024
Further information regarding PCI’s quarterly performance results numbers can be found on our Quarterly Results page.
of PCI clients’ contribution levels are on track to replace 70% or more income in retirement.1
of PCI’s client investment lineups outperform an all-index lineup.2
of PCI client fees paid by the plan are below the 50th percentile for plans of similar size.3
As of 6/30/2024
Further information regarding PCI’s quarterly performance results numbers can be found on our Quarterly Results page.
We believe transparency creates accountability and accountability drives results. That’s why we track our performance for each of our clients and publish our results.
of PCI clients’ contribution levels are on track to replace 70% or more income in retirement.1
of PCI’s client investment lineups outperform an all-index lineup.2
of PCI client fees paid by the plan are below the 50th percentile for plans of similar size.3
As of 6/30/2024
Further information regarding PCI’s quarterly performance results numbers can be found at the bottom of this webpage, or for additional information please visit our Quarterly Results page.
In this fiduciary must-read, Rewarding Retirement teaches retirement plan fiduciary committees what it takes to build a successful 401(k) plan so their employees can retire on time and with dignity.
Explore our curated resources. Designed for fiduciary committees, these materials can help you make a meaningful impact on your employees.
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[1] Performance measurement reflects the percentage of PCI client plans under a Performance-Driven Retirement Plan Management or Core Complete agreement, beginning at the end of the third calendar quarter following the effective date of the service contract, for which total contributions for the average eligible plan participant are projected to result in at least 70% income replacement in retirement. Performance is calculated based on a set of assumptions including retirement age of 67, 6.5% annual investment return, 3% inflation rate, annual Social Security benefit, and Social Security life expectancy.
[2] Performance measurement reflects the percentage of PCI client plans with assets under management of at least $5 million whose investment lineups since PCI management inception and through the given date outperform an all-index lineup, net of investment-related fees. Investment-related fees include fund fees as well as any PCI investment performance and investment advisory fees.
[3] Performance measurement reflects the percentage of PCI client plans that are under a Performance-Driven Retirement Plan Management contract or have previously engaged PCI for Vendor Consultation, Vendor Management, or Vender Search services, for which total fees paid by the plan are below average for plans of similar size.
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The concepts expressed herein represent the views and opinions of Pension Consultants, Inc., and are not intended as legal, tax, or investment advice for any specific individual, account, or plan.
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