Get Your Employees Ready For Retirement, With Confidence
Through clear, objective, performance standards, radical reporting transparency, and fee accountability, PCI gives your fiduciary committee confidence that your plan gets your employees ready to retire.
Brian Allen, CFP
Fiduciary committee members, when they are at their best, focus on those whom they serve, the plan’s participants.
About
As a nationally-ranked 401(k) Plan Adviser, PCI’s goal is to get your employees on track for a successful retirement. To accomplish this, we manage plans that consistently perform and deliver unparalleled value.
Since 1994, PCI has helped companies all over the country manage their retirement plans.
1994
the year PCI started, becoming one of the nation’s first plan adviser firms
94%
1of client investment lineups outperforming as of 6/30/2023
0.45%
2net average annual outperformance of investment lineups as of 12/31/2022
186
number of investment manager interviews conducted last year
89%
3of client’s plans whose fees paid are below benchmark as of 6/30/2023
85%
4of client’s total contributions are on track to replace 70% or more income in retirement as of 6/30/2023
For further information please visit our disclosures page
[1] Performance measurement reflects the percentage of PCI-managed client plans’ investment lineups that, since PCI management inception and through the given date, outperform an all-index lineup, net of investment related fees. Investment related fees include fund fees as well as any PCI investment performance and investment advisory fees.
[2] Performance measurement reflects the average PCI-managed client plans’ investment lineup performance difference as compared to an all-index lineup, net of investment related fees. Investment related fees include fund fees as well as any PCI investment performance and investment advisory fees.
[3] Performance measurement reflects the percentage of PCI client plans that are under a Performance-Driven Retirement Plan Management contract or have previously engaged PCI for Vendor Consultation, Vendor Management, or Vender Search services, for which total fees paid by the plan are below average for plans of similar size.
[4] Performance measurement reflects the percentage of PCI client plans that have implemented PCI-recommended auto features for the previous three calendar quarters, for which total contributions for the average eligible plan participant are projected to result in at least 70% income replacement in retirement. Performance is calculated based on a set of assumptions including retirement age of 67, 6.5% annual investment return, 3% inflation rate, annual Social Security benefit, and life expectancy of 95 years.
WE’RE HERE TO HELP YOU
Find The Answers You Need To The Most Important Questions
Are the participants saving enough?
Is the investment lineup performing well?
Are the fees paid by the plan low?
Help Employees Prepare for Retirement
Workers from all backgrounds want to have confidence that they can survive financially today and in their retirement years. As a plan fiduciary, participants depend on you to speak up for them as they work toward a rewarding retirement.
Get StartedOUR SERVICES
PCI Focuses on Three Key Drivers of Retirement Readiness
PCI’s Retirement Ready Model is designed to get plan participants on track for retirement by establishing the right performance standards and measuring the results that matter most.
Participant Contributions Management
Experts on contributions help employees make sufficient contributions to replace enough of their current income upon retirement.
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Investment Lineup Management
Our experts select and manage your plan’s investment menu with the goal of out-performing an all-index lineup.
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Plan Fee Management
Our experts benchmark, select, and negotiate with the right service providers for your plan.
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FREE DOWNLOAD
Read The First Chapter
Learn what it takes to build a successful retirement plan so your employees can retire on time and with dignity. A must read for any fiduciary.
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WHAT’S INSIDE
1
A retirement ready plan measures three key elements: contributions, investments, and fees.
2
A retirement ready plan serves employees and employers.
3
Fiduciaries have a
responsibility to make
reasonable decisions
with their employees’
best interests in mind.
Help Reduce Uncertainty With a Retirement Ready Model
Every fiduciary deserves to be confident in their retirement plan management.
Performance: Your plan adviser will determine your plan’s performance. With a 25+ year legacy, PCI is a leader in outcome-based plan management.
Transparency: Through our focused, outcomes-based reporting, you’ll clearly know whether you have an outperforming (+) or underperforming (-) plan in your hands.
Accountability: If PCI doesn’t hit the performance standards, our fees are reduced (up to two-thirds). Our unique fee structure is designed to hold us accountable for your plan’s performance.
We Help You Achieve Real Results
Throughout our decades of experience, PCI has developed a unique
service offering designed to get plan participants on track for
retirement by helping our clients establish and maintain top-performing plans.
PCI’s participant contribution management is geared towards helping employees make sufficient contributions to replace enough of their current income upon retirement.
Our investment management experts are responsible for selecting and managing your plan’s investment menu with the goal of outperforming an all-index lineup.
PCI’s plan fee management services benchmark, select, and negotiate with the right service providers for your plan and monitor their fees on a consistent basis.
401(k) Fiduciary Committee Resources
Visit PCI’s Resource Center for exclusive insights and research that can help any 401(k) fiduciary committee oversee their retirement plan and prepare participants for a successful retirement.
VIEW RESOURCESLeave Everything To Us
You deserve to feel confident in your retirement plan’s management. Through transparent reporting, PCI will keep you up to date on the performance of your plan.
Let’s ConnectDo You Have A Question?
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Frequently Asked Question
FAQs
READY TO START?
Ready to Evaluate Your Plan’s Performance?
WHAT TO EXPECT:
1
Speak with an adviser who has evaluated your plan in the three critical areas.
2
Understand how your current plan is performing.
3
Learn what you can do to improve your plan’s performance.
WHAT TO EXPECT:
1
Speak with an adviser who has evaluated your plan in the three critical areas.
2
Understand how your current plan is performing.
3
Learn what you can do to improve your plan’s performance.