About Us
At Pension Consultants, Inc. (PCI), a nationally-ranked Registered Investment Adviser, our goal is to get your employees on track to retire. We believe that contributions, investments, and fees are the three key drivers of retirement readiness.
We accomplish our goal through our unique approach to plan management of consistently performing and delivering unparalleled value. Since 1994, PCI has helped companies all over the country manage their retirement plans.
1994
the year PCI started, becoming one of the nation’s first plan adviser firms
94%
1of client investment lineups outperforming as of 6/30/2023
0.45%
2net average annual outperformance of investment lineups as of 12/31/2022
186
number of investment manager interviews conducted last year
89%
3of client’s plans whose fees paid are below benchmark as of 6/30/2023
85%
4of client’s total contributions are on track to replace 70% or more income in retirement as of 6/30/2023
For further information please visit our disclosures page
[1] Performance measurement reflects the percentage of PCI-managed client plans’ investment lineups that, since PCI management inception and through the given date, outperform an all-index lineup, net of investment related fees. Investment related fees include fund fees as well as any PCI investment performance and investment advisory fees.
[2] Performance measurement reflects the average PCI-managed client plans’ investment lineup performance difference as compared to an all-index lineup, net of investment related fees. Investment related fees include fund fees as well as any PCI investment performance and investment advisory fees.
[3] Performance measurement reflects the percentage of PCI client plans that are under a Performance-Driven Retirement Plan Management contract or have previously engaged PCI for Vendor Consultation, Vendor Management, or Vender Search services, for which total fees paid by the plan are below average for plans of similar size.
[4] Performance measurement reflects the percentage of PCI client plans that have implemented PCI-recommended auto features for the previous three calendar quarters, for which total contributions for the average eligible plan participant are projected to result in at least 70% income replacement in retirement. Performance is calculated based on a set of assumptions including retirement age of 67, 6.5% annual investment return, 3% inflation rate, annual Social Security benefit, and life expectancy of 95 years.
Core Values
Through our purpose to improve the financial security of American workers, PCI abides by our two core values to serve our clients. Doing it right means we have fanatical attention to detail, taking responsibility, and getting better in all we do. Doing the right thing means complete transparency and never holding money above integrity.
Your success is our success.
PCI sets objective, industry accepted benchmarks to compare your plan’s investment performance.
Unlike other plan advisers, as your assets grow, our fees don’t.
In an industry muddled with convoluted messages and obscured results, PCI is radically transparent.
OUR SERVICES
PCI Focuses on Three Key Drivers of Retirement Readiness
PCI’s Retirement Ready Model is designed to get plan participants on track for retirement by establishing the right performance standards and measuring the results that matter most.
Participant Contribution Management
Our experts help with plan design, match structure, and employee decisions so that employees make sufficient contributions to replace enough of their current income upon retirement.
LEARN MORE
Investment Lineup Management
Our experts select and manage your plan’s investment menu with the goal of out-performing an all-index lineup.
LEARN MORE
Plan Fee Management
Our experts benchmark, select, and negotiate with the right service providers for your plan.
LEARN MOREREADY TO START?
Ready to Evaluate Your Plan’s Performance?
WHAT TO EXPECT:
1
Speak with an adviser who can evaluate your plan in the three critical areas.
2
Understand how your current plan is performing.
3
Learn what you can do to improve your plan’s performance.
WHAT TO EXPECT:
1
Speak with an adviser who can evaluate your plan in the three critical areas.
2
Understand how your current plan is performing.
3
Learn what you can do to improve your plan’s performance.
Awards & Recognitions
*For more information about PCI’s recent accolades, visit Important Disclosures
In The Press
Videos
15 March
Retirement Readiness
03 February
Brokerage Window Liability
03 February
Bad Investment Lineups
What people say about us
Each testimonial above was received from a current client of PCI. No compensation, goods, or services were exchanged for any testimonial.
Frequently Asked Question
FAQs
Pension Consultants, inc
Ready to Evaluate Your Plan’s Performance?
How we can Help
1
Speak with an adviser who can evaluate your plan in the three critical areas.
2
Understand how your current plan is performing.
3
Learn what you can do to improve your plan’s performance.