Important Disclosures

Pension Consultants, Inc. is registered with U.S. Securities and Exchange Commission as an investment adviser.

Form ADV Part 2A

The Form ADV Part 2A provides information about the qualifications and business practices of Pension Consultants, Inc. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. You can request a copy of the firm’s current ADV Form 2A filed with the SEC using the general contact form.

Purpose

Pension Consultants, Inc.’s website should not be construed as solicitation of personalized communication with a prospective client, and does not represent an offer to provide investment advisory services in states where we have not filed notice.

Pension Consultants, Inc. is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.

Each client and prospective client agrees, upon access to Pension Consultants, Inc.’s website, to release and hold harmless Pension Consultants, Inc., its officers, directors, owners, employees, and agents from any and all adverse consequences resulting from any actions and/or omissions which are independent of the receipt of individual advice from Pension Consultants, Inc.

Advice

Pension Consultants, Inc. does not offer or render advice through this website. Advisory services will only be provided with an executed service agreement with Pension Consultants, Inc.

Circular 230 Notice: Any advice in this communication concerning a federal tax issue is not intended or written to be used by any taxpayer for the purpose of avoiding any tax penalties that can be imposed by the Internal Revenue Service, or for promoting, marketing or recommending any tax-related matters addressed herein. As is defined by the bodies governing law practice within the states in which PCI does business, PCI does not engage in the unauthorized practice of law. Should you need advice on a non-federal tax matter, you should seek the advice of an attorney who is qualified to render legal opinions on such matter.

Past Performance

Past performance may not be indicative of future results, and no current or prospective client should assume that future performance of any specific investment or investment strategy made reference to by Pension Consultants, Inc. in its website, will be profitable or equal the indicated performance level(s).

Mutual funds are sold by prospectus. Please consider the investment objectives, risks, charges and expenses carefully before investing. The prospectus, which contains this and other information, can be obtained by calling Pension Consultants, Inc. at 417.889.4918. Please read it carefully before investing.

Registration Marks

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERTM and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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