We Want You to Know
Form ADV Part 2A
The Form ADV Part 2A provides information about the qualifications and business practices of Pension Consultants, Inc. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. You can request a copy of the firm’s current ADV Form 2A filed with the SEC using the general contact form.
Form ADV Part 3
Pension Consultants, Inc.’s website should not be construed as solicitation of personalized communication with a prospective client.
Pension Consultants, Inc. is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.
Each client and prospective client agrees, upon access to Pension Consultants, Inc.’s website, to release and hold harmless Pension Consultants, Inc., its officers, directors, owners, employees, and agents from any and all adverse consequences resulting from any actions and/or omissions which are independent of the receipt of individual advice from Pension Consultants, Inc.
Pension Consultants, Inc. does not offer or render advice through this website. Advisory services will only be provided with an executed service agreement with Pension Consultants, Inc.
Circular 230 Notice: Any advice in this communication concerning a federal tax issue is not intended or written to be used by any taxpayer for the purpose of avoiding any tax penalties that can be imposed by the Internal Revenue Service, or for promoting, marketing or recommending any tax-related matters addressed herein. Should you need advice on a non-federal tax matter, you should seek the advice of an attorney who is qualified to render legal opinions on such matter.
PCI does not provide legal services nor protections that would be allotted to persons engaged in an attorney-client relationship. If assistance is needed in making legal determinations, counsel in the appropriate jurisdiction should be retained, and Pension Consultants may continue to provide consulting services, if needed.
Past performance may not be indicative of future results, and no current or prospective client should assume that future performance of any specific investment or investment strategy made reference to by Pension Consultants, Inc. in its website, will be profitable or equal the indicated performance level(s).
Mutual funds are sold by prospectus. Please consider the investment objectives, risks, charges and expenses carefully before investing. The prospectus, which contains this and other information, can be obtained by calling Pension Consultants, Inc. at 417.889.4918. Please read it carefully before investing.
[Quarterly Market Reviews] Performance data represents past performance. An investment’s past performance is not necessarily an indication of how the investment will perform in the future. It is not possible to invest directly in an index. The investment return and principal value will fluctuate and an investor’s shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data shown. The most recent month end data, as well as a prospectus, can be obtained by calling Pension Consultants, Inc. at 417.889.4918
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERTM and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
To be eligible to be a considered for a finalist for PLANSPONSOR 2017 Retirement Plan Adviser of the Year, advisers had to meet the following minimum criteria: having a majority of business revenue derived from employer-sponsored retirement plans, serving as a fiduciary, being committed to fee-based compensation and using outcome-based metrics of plan success with clients.
To become eligible for this quantitative listing, advisers must complete the annual PLANADVISER Retirement Plan Adviser Survey, fielded each September. Respondents are divided into categories for evaluation, defined by the number of advisers, plus support staff, in the practice. The complete list can be found here: https://www.planadviser.com/awards/2020-top-100-retirement-plan-advisers/
NAPA Top DC Advisor
To be considered a NAPA Top DC Advisor Firm, advisers had to submit an application form to NAPA-Net. The list focuses on investment advisory teams, rather than individual investment advisers, and on the defined contribution practice specifically. Teams are ranked based on Assets under Advisement. The complete list can be found here: https://www.napa-net.org/industry-intel/accolades/top-dc-advisor-teams