In this article, we will review the distinction between fee-only and fee-based compensation advisers. While similar in name, we believe the differences can impact trust, transparency, and accountability—the pillars of strong fiduciary oversight.
This article focuses on the right KPIs fiduciaries should adopt to determine whether the party responsible is progressing toward the goal of getting employees on track for retirement.
Only 35% of non-retired adults say they’re on track for retirement—and that number hasn’t meaningfully improved in years. If the 401(k) is the primary tool for retirement savings, shouldn’t it be working better?
Only 35% of non-retired adults say they’re on track for retirement—and that number hasn’t meaningfully improved in years. If the 401(k) is the primary tool for retirement savings, shouldn’t it be working better?
A strong investment lineup is essential for helping employees get on track for retirement. Yet, many lineups consistently underperform, putting retirement readiness at risk. Even
Fiduciary committees have many important obligations to their participants. Among those, selecting and monitoring your plan’s investment options is one of the most vital. In our latest blog, we take a look at how committee investment decisions can impact participant retirement readiness.
PCI’s 401(k) Investment Lineup vs. Passive Scorecard answers the question ‘Do 401(k) investment lineups outperform all-index lineups?’
Fiduciary committees have many important obligations to their participants. Among those, selecting and monitoring your plan’s investment options is one of the most vital. In our latest blog, we take a look at how committee investment decisions can impact participant retirement readiness.
PCI’s 401(k) Investment Lineup vs. Passive Scorecard answers the question ‘Do 401(k) investment lineups outperform all-index lineups?’
As we turn the page on 2023, in our latest article, we looked back at some of the industry-defining news that made its mark on the retirement world in 2023. Read on for our top stories of the year.
For a fiduciary committee responsible for assessing a plan’s costs and prioritizing participants’ best interests, every fee carries weight. With managed accounts, the extra charges can be a substantial detriment to participants’ retirement readiness.
401(k) Participant Managed Accounts are Not as Customized as Sellers Would Make It Seem. It is our view that, under the best circumstances, managed accounts offer true benefits to only a few plan participants who have specific and unique circumstances. However, for the majority of participants, these accounts are likely to resemble Target Date Funds (TDFs), with the added drawback of higher fees and potentially lower returns.
Over the last several years, there has been a growing trend of plan advisers and recordkeepers aggressively selling Participant Managed Accounts in employer-sponsored retirement plans.
PCI takes a deeper look at one critical, yet often overlooked, resource that can help 401(k) fiduciaries feel comfortable and confident navigating the rules of their retirement plan.
Congress just passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2022. . There are many provisions in the new legislation relating to employer plans that fiduciaries should be aware of. Here are the key takeaways you should keep on your radar…
Chris Thixton, principal with Pension Consultants, Inc., is returning as Adjunct Lecturer for upcoming The Plan Sponsor University (TPSU) virtual training programs. He will provide retirement plan
