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Learn what it takes to build a successful retirement plan so your employees can retire on time and with dignity. A must read for any fiduciary.
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WHAT’S INSIDE
1
A good plan measures
three key elements:
contributions,
investments, and fees.
2
A good plan serves
employees and
employers.
3
Fiduciaries have a
responsibility to make
reasonable decisions
with their employees’
best interests in mind.
Suggested Reading
26 October
by Pension Consultants, Inc.
Investment Returns Matter: How Fiduciary Committee Decisions Impact Retirement Readiness
Fiduciary committees have many important obligations to their participants. Among those, selecting and monitoring your plan’s investment options is one of the most vital. In our latest blog, we take a look at how committee investment decisions can impact participant retirement readiness.
READ MORE08 September
by Pension Consultants, Inc.
Participant Managed Account Fees are Expensive and Add up Over Time
For a fiduciary committee responsible for assessing a plan’s costs and prioritizing participants’ best interests, every fee carries weight. With managed accounts, the extra charges can be a substantial detriment to participants’ retirement readiness.
READ MORE25 August
by Pension Consultants, Inc.
Mind the Red Flags: Unraveling the Customization Claims of 401(k) Participant Managed Accounts
401(k) Participant Managed Accounts are Not as Customized as Sellers Would Make It Seem. It is our view that, under the best circumstances, managed accounts offer true benefits to only a few plan participants who have specific and unique circumstances. However, for the majority of participants, these accounts are likely to resemble Target Date Funds (TDFs), with the added drawback of higher fees and potentially lower returns.
READ MOREReady to Evaluate Your Plan’s Performance?
How we can help
1
Speak with an adviser who can evaluate your plan in the three critical areas.
2
Understand how your current plan is performing.
3
Learn what you can do to improve your plan’s performance.