In this article, we will review the distinction between fee-only and fee-based compensation advisers. While similar in name, we believe the differences can impact trust, transparency, and accountability—the pillars of strong fiduciary oversight.
This article focuses on the right KPIs fiduciaries should adopt to determine whether the party responsible is progressing toward the goal of getting employees on track for retirement.
Only 35% of non-retired adults say they’re on track for retirement—and that number hasn’t meaningfully improved in years. If the 401(k) is the primary tool for retirement savings, shouldn’t it be working better?
When retirement goes off track, financial stress escalates, permeating every aspect of employees’ lives and workplaces. This cumulative effect imposes serious costs on individuals and employers alike.
Only 35% of non-retired adults say they’re on track for retirement—and that number hasn’t meaningfully improved in years. If the 401(k) is the primary tool for retirement savings, shouldn’t it be working better?
The Federal Reserve just released its latest Report on the Economic Well-Being of U.S. Households, and one finding stands out: only 35% of non-retired adults say their retirement savings are on track.
Fiduciary committees have many important obligations to their participants. Among those, selecting and monitoring your plan’s investment options is one of the most vital. In our latest blog, we take a look at how committee investment decisions can impact participant retirement readiness.
As 2024 closes and we head into 2025, we’re looking at the trends that will define the coming year. In 2025, the focus shifts to improving retirement readiness through goal-based 401(k) plan oversight and management.
PCI’s 401(k) Investment Lineup vs. Passive Scorecard answers the question ‘Do 401(k) investment lineups outperform all-index lineups?’
PCI holds a unique position that the added investment performance from successful manager selection makes a significant difference to participants’ ability to retire. When returns from active managers outperform index benchmarks, the participants receive that added value in retirement readiness. Contrarily, participants pay when investment managers underperform.
Fiduciary committees have many important obligations to their participants. Among those, selecting and monitoring your plan’s investment options is one of the most vital. In our latest blog, we take a look at how committee investment decisions can impact participant retirement readiness.
PCI’s 401(k) Investment Lineup vs. Passive Scorecard answers the question ‘Do 401(k) investment lineups outperform all-index lineups?’
On August 1st, 2024, Pension Consultants, Inc. will celebrate 30 incredible years of being part of the Springfield, MO community.
When the Internal Revenue Service (IRS) issued new rules that allowed employees to contribute to 401(k)s in 1981, one very important effect drastically impacted the
Unfortunately, this is a very common choice that individuals make when leaving their employers. Although younger people are more likely to cash out their balances, people of all ages make this detrimental mistake.
American workers are financially struggling. They are worrying about unforeseen expenses and feeling uncertain about their futures. However, Secure 2.0’s PLESA provision is a promising solution to help. Check out PCI’s top 5 reasons why PLESA is a great idea…
