Insights
Don’t Miss Another Update
Want to receive these articles directly to your inbox? Subscribe and we’ll send you information to help you plan for your company’s retirement.
252 articles
Sort by:
28 January
by Pension Consultants, Inc.
Time Well Spent: 6 Hours a Year to Serve on Your Company’s 401(k) Fiduciary Committee
Fiduciary committees have many important obligations to their participants. Among those, selecting and monitoring your plan’s investment options is one of the most vital. In our latest blog, we take a look at how committee investment decisions can impact participant retirement readiness.
READ MORE
30 December
by Pension Consultants, Inc.
Looking Ahead to 2025: 5 Trends Shaping the Future of 401(k) Plans
As 2024 closes and we head into 2025, we’re looking at the trends that will define the coming year. In 2025, the focus shifts to improving retirement readiness through goal-based 401(k) plan oversight and management.
READ MORE
04 November
by Pension Consultants, Inc.
PCI Reaches $5 Billion AUA/AUM Milestone!
PCI has officially reached $5 billion in total Assets Under Management (AUM) and Assets Under Advisement (AUA)! We’re proud to work with 401k fiduciaries across the nation to help get their employees on track for retirement.
READ MORE
01 July
by Pension Consultants, Inc.
Results from PCI’s ILPS Report Finds More Than 60% of 401(k) Plan Investment Lineups Underperform All-Index Lineups
PCI’s 401(k) Investment Lineup vs. Passive Scorecard answers the question 'Do 401(k) investment lineups outperform all-index lineups?'
READ MORE
20 June
by Pension Consultants, Inc.
The Secret Role Manager Selection Plays in 401(k) Plans
PCI holds a unique position that the added investment performance from successful manager selection makes a significant difference to participants’ ability to retire. When returns from active managers outperform index benchmarks, the participants receive that added value in retirement readiness. Contrarily, participants pay when investment managers underperform.
READ MORE
18 June
by Pension Consultants, Inc.
Investment Returns Matter: How Fiduciary Committee Decisions Impact Retirement Readiness
Fiduciary committees have many important obligations to their participants. Among those, selecting and monitoring your plan’s investment options is one of the most vital. In our latest blog, we take a look at how committee investment decisions can impact participant retirement readiness.
READ MORE
18 June
by Pension Consultants, Inc.
Introducing the PCI 401(k) Investment Lineup vs. Passive Scorecard Annual Report
PCI’s 401(k) Investment Lineup vs. Passive Scorecard answers the question 'Do 401(k) investment lineups outperform all-index lineups?'
READ MORE
30 May
by Pension Consultants, Inc.
PCI Turns 30: Join Our Open Celebration on the Square!
On August 1st, 2024, Pension Consultants, Inc. will celebrate 30 incredible years of being part of the Springfield, MO community.
READ MORELets Get Started
Ready to Evaluate Your Plan’s Performance?
Ready to Evaluate Your Plan’s Performance?
Get Started
05 April
by Trenton Clines
The Consequences of Early 401(k) Withdrawals
Unfortunately, this is a very common choice that individuals make when leaving their employers. Although younger people are more likely to cash out their balances, people of all ages make this detrimental mistake.
READ MORE
28 March
by Pension Consultants, Inc.
PCI Named on NAPA’s 2024 List of Nation’s Top DC Advisor Teams
Pension Consultants, Inc. is excited to be featured on NAPA’s 2024 ‘Nation’s Top DC Advisor Teams’ ranking! For 30 years, PCI has been mission-driven to improve the financial security of American workers. We accomplish this by helping our clients get their employees on track for a successful retirement. Based on the asset sizes of those who submitted to be included on the list, we are very proud to be among the top 100 advisers in the nation and the largest DC adviser based in Missouri.
READ MORE
26 March
by Pension Consultants, Inc.
5 Reasons Emergency Savings Within 401(k)s Are a Great Idea
American workers are financially struggling. They are worrying about unforeseen expenses and feeling uncertain about their futures. However, Secure 2.0’s PLESA provision is a promising solution to help. Check out PCI’s top 5 reasons why PLESA is a great idea...
READ MORE
26 February
by Pension Consultants, Inc.
Emergency Savings Accounts: The Most Important 401(k) Development Since Auto Features?
We believe emergency savings accounts within 401(k) plans are one of the most significant developments in recent years to help close the savings gap and improve the financial security of the American workforce.
READ MORE
19 December
by Pension Consultants, Inc.
Retirement's Evolving Landscape: A Recap of 2023's Key Developments
As we turn the page on 2023, in our latest article, we looked back at some of the industry-defining news that made its mark on the retirement world in 2023. Read on for our top stories of the year.
READ MORE
08 September
by Pension Consultants, Inc.
Participant Managed Account Fees are Expensive and Add up Over Time
For a fiduciary committee responsible for assessing a plan's costs and prioritizing participants' best interests, every fee carries weight. With managed accounts, the extra charges can be a substantial detriment to participants’ retirement readiness.
READ MORE
25 August
by Pension Consultants, Inc.
Mind the Red Flags: Unraveling the Customization Claims of 401(k) Participant Managed Accounts
401(k) Participant Managed Accounts are Not as Customized as Sellers Would Make It Seem. It is our view that, under the best circumstances, managed accounts offer true benefits to only a few plan participants who have specific and unique circumstances. However, for the majority of participants, these accounts are likely to resemble Target Date Funds (TDFs), with the added drawback of higher fees and potentially lower returns.
READ MORE
02 August
by Pension Consultants, Inc.
Managed Accounts Lack of Performance Benchmarking is a Red Flag You Shouldn’t Overlook
Over the last several years, there has been a growing trend of plan advisers and recordkeepers aggressively selling Participant Managed Accounts in employer-sponsored retirement plans.
READ MOREReady to Evaluate Your Plan’s Performance?
How we can be helpful
1
Speak with an adviser who can evaluate your plan in the three critical areas.
2
Understand how your current plan is performing.
3
Learn what you can do to improve your plan’s performance.