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Learn what it takes to build a successful retirement plan so your employees can retire on time and with dignity. A must read for any fiduciary.
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WHAT’S INSIDE
1
A good plan measures
three key elements:
contributions,
investments, and fees.
2
A good plan serves
employees and
employers.
3
Fiduciaries have a
responsibility to make
reasonable decisions
with their employees’
best interests in mind.
Suggested Reading
08 September
by Pension Consultants, Inc.
Participant Managed Account Fees are Expensive and Add up Over Time
For a fiduciary committee responsible for assessing a plan’s costs and prioritizing participants’ best interests, every fee carries weight. With managed accounts, the extra charges can be a substantial detriment to participants’ retirement readiness.
READ MORE25 August
by Pension Consultants, Inc.
Mind the Red Flags: Unraveling the Customization Claims of 401(k) Participant Managed Accounts
401(k) Participant Managed Accounts are Not as Customized as Sellers Would Make It Seem. It is our view that, under the best circumstances, managed accounts offer true benefits to only a few plan participants who have specific and unique circumstances. However, for the majority of participants, these accounts are likely to resemble Target Date Funds (TDFs), with the added drawback of higher fees and potentially lower returns.
READ MORE02 August
by Pension Consultants, Inc.
Managed Accounts Lack of Performance Benchmarking is a Red Flag You Shouldn’t Overlook
Over the last several years, there has been a growing trend of plan advisers and recordkeepers aggressively selling Participant Managed Accounts in employer-sponsored retirement plans.
READ MOREReady to Evaluate Your Plan’s Performance?
How we can help
1
Speak with an adviser who can evaluate your plan in the three critical areas.
2
Understand how your current plan is performing.
3
Learn what you can do to improve your plan’s performance.