The Second Phase of Life during Retirement: Slow, Slow, Slow

There are three different and distinct phases in retirement.  Initially, you will find yourself in the go, go, go phase.  You might call the second phase slow, slow, slow, later followed by the no, no, no phase. This post will focus on the second phase of retirement life, the slow, slow, slow phase (for more information on the active phase of retirement read our post on the go, go, go phase).Continue reading

Five Questions About Social Security

Social security is an important aspect of your retirement equation. It is a benefit primarily funded through dedicated payroll taxes called Federal Insurance Contributions Act tax (FICA), and was established in 1935 as part of President Roosevelt’s New Deal to protect working citizens from poverty. It is not intended, however, to replace 100% of your income or provide for all of your means during retirement. In this article, we’ll highlight the most common questions we receive about social security.

1. How do I qualify for benefits?  When you work, you pay Social Security taxes.  To be eligible for benefits you mustContinue reading