Dirty Secrets the Retirement Industry Is Holding
Not Everything Is as It Seems
Imagine retiring in your 60s, relying on your employer’s 401(k), only to discover that you’re running out of money.
Not having enough money to last throughout retirement is a cold wake up call for participants who expected to live out their retirement dreams. With few available options to rectify the situation, they’re left wondering where it all went wrong.
- Was it poor investment performance?
- Was it excessive fees?
- Was it the plan adviser?
In general, plan committees like their adviser. But, most fail to realize the hidden conflicts of interest that drive many of the recommendations their advisers make. The adviser will often put their financial incentives above the needs of the plan committee, and ultimately their plan participants.
No More Secrets
From excessive fees to bad investment lineups, the industry likes to keep many important factors in your participants’ plan hidden. As a plan fiduciary, you deserve to feel confident in the plan you offer employees. And employees deserve someone who will work to protect their retirement.
Your Success is Our Success
PCI is committed to driving the plan performance that helps your participants retire on time, with dignity. Through a series of videos, we’ll expose some of the dirtiest secrets retirement plan advisers don’t want you to know. You’ll learn to distinguish a good adviser from a self-serving adviser and recognize the excessive fees eating away at your participants’ hard-earned savings
Gain exclusive access to the industry’s dirty secrets.
Pension Consultants, Inc. is registered with U.S. Securities and Exchange Commission as an investment adviser.
Pension Consultants, Inc. (“PCI”) is not a law firm and does not provide legal services. A consulting relationship with PCI is not provided those legal and professional protections that normally exist under an attorney-client relationship. For more information, please visit our Disclosures webpage.