Webinar: Top-Performing Plan Series, PT. 1

 

Move beyond the charming smiles of your vendor relationship managers, the flashy website tools, and the memorized ERISA bullet point items that begin each retirement plan committee meeting. As a fiduciary, you want real confidence that you’re providing a top-performing retirement plan for your employees.

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2018 Pension Focus Conference: Speaker Preview

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The 2018 Pension Focus Conference, sponsored by Pension Consultants, Inc., is a don’t miss event featuring expert speakers on the topic of retirement plan performance. Designed specifically to educate retirement plan sponsors and fiduciaries working with corporate sponsored retirement plans on how to deliver a top-performing plan, Pension Focus has been equipping attendees for more than 20 years.

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Your Retirement Plan Needs Performance Standards

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As a fiduciary, what you want most is confidence that you’re providing your employees with a good retirement plan.  And, we know that a good plan is a top-performing plan.  Makes sense.  But many fiduciaries have no idea whether their retirement plan is a top-performing plan! Clearly, there’s a problem.

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Fiduciary, What Do You Want?

Business-confidence-24117As a fiduciary overseeing an employer-sponsored retirement plan, what do you want?  Protection?  Good customer service from your vendors?  An easy-to-navigate retirement plan website?  Education for your employees?

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3rd Quarter 2017 Capital Market Review

Q3-2017The third quarter of the year was more of the same for equity markets. Between three hurricanes, gridlock over health care and tax reforms in Washington, interest rate increases, threats of nuclear war with North Korea, rising tension with Russia, a horrific domestic shooting, widespread social unrest, the looming Federal Reserve balance sheet tapering, and general tightening by Central Banks around the world, the markets did not slow down. Consumer optimism is reaching all-time highs, inflation is stubbornly low (confounding the Fed), wages are ticking up, and the job market remains tight with unemployment hovering near all-time lows.

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2nd Quarter 2017 Capital Market Review

Q2-2017 Quaterly Market ReviewThe 2nd quarter of 2017 continued the streak of new highs in equity markets.  While this bull market has already lasted longer than most; investors still seem to be overly cautious, expecting a pullback at any moment.  However, this nervousness is likely the reason the pullback has not happened. The longer the nervousness continues, the longer the market can run.  Aiding the uptrend continues to be improving corporate earnings, low unemployment, low interest rates, low inflation, and a much improved consumer balance sheet. Continue reading

1st Quarter 2017 Capital Market Review

While capMarket Reviewital markets experienced some volatility during the first quarter of 2017, it
was significantly tamer than the tumultuous first quarter of the same time last year. The stabilization of oil prices and the consistent signs of economic stability, globally, set the backdrop for positive gains in the first quarter.

The political climate in the US, as well as the globally, seems to be the biggest driver of market expectations. Central banks around the globe have begun to take a back seat to policy makers and increasingly nationalistic agendas. Continue reading

Q4 2016 Capital Markets Review

2016 Q4 Capital Market ReturnsThe 4th quarter of 2016 was another remarkable quarter. For the second time in 2016, the market was upended by an unexpected election result. In the biggest surprise since the Brexit vote, Donald Trump was elected President of the United States. The market reaction was as strong as it was unexpected. Large U.S. companies (S&P 500 index) rose 3.82% for the quarter, while small companies (Russell 2000 index) appreciated 8.83%. The bond market was equally shaken with the BBgBarc US Aggregate Bond index down -2.98% and conversely the yield on the 10-year treasury increased from 1.61% to 2.45% during the quarter. Outside the U.S. saw a different reaction with foreign developed markets (MSCI EAFE index) down -0.71% and emerging markets (MSCI EM index) down -4.16% for the quarter. Continue reading

3 Things to Know About Using Fixed Income Indexes to Gauge Performance

Why indexes are importantRecently, we published an article on the differences in Equity Indexes. While surprising how different some of these Equity Indexes can be (and by extension the Index Funds that follow them), the Fixed Income Indexes are a completely different universe. If the Equity Index and the Index Fund do not match, there will be differences in performance.  However, this is all shades of gray compared to Fixed Income Indexes, and the funds that follow them. Continue reading

President Trump!

presidential electionRonald Reagan, Jesse Ventura, Arnold Schwarzenegger, and Al Franken are all former entertainers who made big splashes in their first run for public office.  But never has that first run landed someone in the White House!  Not since Dwight Eisenhower has a President been elected having never held elective office.

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